Self-Certification
Self-Certification mortgages are available to both the employed and
self-employed. The reasons why someone might need this type of loan
could be: -
* Self employed without accounts or accounts not up to date.
* Recently self-employed.
* Income coming from several sources.
* Commission or bonus based income.
* Difficulty in proving income.
We offer INDEPENDENT mortgage advice using the whole of the market
including exclusive schemes not available via High Street lenders.
We would recommend the most suitable mortgage to match your
individual needs.
Many lenders will not ask for proof of income, providing you have a
reasonable deposit.
Over 50% of the enquiries we get from people who think they require
a Self-Certification Mortgage are pleased to find that we manage to
obtain them a mortgage with a High Street lender at High Street
rates.
Self-Certification mortgages are also available for applicants with
poor credit histories.
Think carefully before securing other debts against your home. Your
home may be repossessed if you do not keep up repayments on a
mortgage or any other debt secured on it.